Add personal/POST-NUPTIAL.md

personal/POST-NUPTIAL.md

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+# POST-NUPTIAL AGREEMENT
+
+This Post-Nuptial Agreement (the "Agreement") is made on [DATE] between [SPOUSE 1 NAME] ("Spouse 1") and [SPOUSE 2 NAME] ("Spouse 2"), collectively referred to as "the Parties."
+
+WHEREAS, the Parties are married and wish to define their rights and obligations regarding a new retirement account;
+
+NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, the Parties agree as follows:
+
+## 1. NEW EMPLOYMENT AND RETIREMENT ACCOUNT
+
+1.1 Spouse 1 has recently obtained new employment with [EMPLOYER NAME] and as part of this employment has access to a new retirement account (the "Account").
+
+1.2 The Account is [ACCOUNT TYPE, e.g., 401(k), IRA] and was opened on [DATE].
+
+## 2. DESIGNATION OF PROPERTY
+
+2.1 The Parties agree that the Account, including all contributions and earnings, shall be considered the separate property of Spouse 1.
+
+2.2 Any contributions made to the Account from marital funds shall not change its character as separate property.
+
+## 3. RIGHTS UPON DISSOLUTION OF MARRIAGE
+
+3.1 In the event of a dissolution of marriage, Spouse 2 waives any right, title, or interest in the Account, including any appreciation or income derived from the Account during the marriage.
+
+3.2 This waiver does not affect any rights Spouse 2 may have to other marital property or support.
+
+## 4. BENEFICIARY DESIGNATION
+
+4.1 Spouse 1 shall have the right to designate beneficiaries for the Account without restriction.
+
+4.2 Spouse 2 waives any right to be named as a beneficiary of the Account.
+
+## 5. DISCLOSURE
+
+5.1 Spouse 1 has provided full disclosure of all information related to the new employment and the Account.
+
+5.2 Spouse 2 acknowledges receipt and understanding of this information.
+
+## 6. VOLUNTARY EXECUTION
+
+6.1 The Parties acknowledge that they enter into this Agreement voluntarily and without any duress or undue influence.
+
+## 7. GOVERNING LAW
+
+7.1 This Agreement shall be governed by and construed in accordance with the laws of the State of Colorado.
+
+## 8. SEVERABILITY
+
+8.1 If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck, and the remaining provisions shall be enforced.
+
+## 9. ENTIRE AGREEMENT
+
+9.1 This Agreement contains the entire understanding of the Parties with respect to the Account and may be modified only in writing signed by both Parties.
+
+IN WITNESS WHEREOF, the Parties have executed this Agreement as of the date first above written.
+
+________________________
+[SPOUSE 1 NAME]
+
+________________________
+[SPOUSE 2 NAME]
+
+NOTARY ACKNOWLEDGMENT
+[Standard notary acknowledgment for the State of Colorado]