Update personal/moving_on.md

personal/moving_on.md

@@ -156,3 +156,148 @@ Health & Insurance:
 - International health insurance (like SafetyWing)
 - Travel insurance
 - Regular health checkups during visits to affordable medical hubs (Bangkok, KL)
+
+---
+
+Here's the polished version of the budget-focused Southeast Asia nomad strategy:
+
+CORE STRATEGY: "The Budget Belt"
+```
+Primary Pattern:
+Cheap Base (2-3 months) → Budget Reset → New Cheap Base (2-3 months)
+```
+
+TIER 1: Ultra Budget Bases ($500-700/month)
+1. Philippines Secondary Cities
+- Dumaguete
+  * University town vibe
+  * Fast internet
+  * Beach nearby
+  * Strong English
+  * Easy visa extensions
+  * Month cost: ~$600
+
+- Iloilo
+  * Modern infrastructure
+  * Less tourists
+  * Good healthcare
+  * Great food scene
+  * Month cost: ~$650
+
+2. Northern Thailand
+- Chiang Rai
+  * Quieter than Chiang Mai
+  * Local Thai vibe
+  * Cool season (Oct-Feb)
+  * Month cost: ~$600
+
+TIER 2: Value Bases ($700-900/month)
+1. Cebu, Philippines
+  * Big city amenities
+  * Island life
+  * Direct flights
+  * Strong English
+  * Month cost: ~$800
+
+2. Chiang Mai, Thailand
+  * Digital nomad hub
+  * Established infrastructure
+  * Huge expat community
+  * Month cost: ~$800
+
+SMART RESET CITIES (Minimize Costs):
+1. Penang, Malaysia
+  * Cheaper than KL
+  * Great food
+  * Good infrastructure
+  * 90-day stays
+  * Month cost: ~$900
+
+2. Hat Yai, Thailand
+  * Gateway to Malaysia
+  * Local prices
+  * Less touristy
+  * Month cost: ~$700
+
+MONTHLY BUDGET TEMPLATE:
+```
+Ultra Budget Setup ($600):
+- Room: $200 (local area)
+- Food: $150 (local food)
+- Internet/Phone: $30
+- Transport: $50
+- Buffer: $170
+
+Value Setup ($800):
+- Room: $300 (better area)
+- Food: $200 (mix Western/local)
+- Internet/Phone: $40
+- Transport: $100
+- Buffer: $160
+```
+
+OPTIMIZATION TACTICS:
+1. Housing
+- Facebook groups > Airbnb
+- Monthly discounts
+- Local areas
+- Negotiate long stays
+- Room shares
+
+2. Movement Strategy
+- Longer stays = better rates
+- Bus > Flights for resets
+- Off-season travel
+- Book transport ahead
+
+3. Visa Optimization
+- Philippines: Local extensions
+- Thailand: Double entry when needed
+- Malaysia: Use full 90 days
+- Avoid premium visa services
+
+SAMPLE 6-MONTH ROTATION:
+```
+Dumaguete (3 months) → 
+Penang (1 month reset) → 
+Chiang Mai (2 months) →
+Repeat
+```
+
+KEY ADVANTAGES:
+1. Philippines
+- Longest possible stays
+- Best English
+- Local extension offices
+- Western-friendly
+
+2. Thailand North
+- Established nomad scene
+- Quality of life
+- Good internet
+- Easy border runs
+
+3. Malaysia
+- 90-day free stays
+- Modern amenities
+- Good transport hub
+- English widespread
+
+This setup lets you maintain a comfortable lifestyle while spending between $600-900 monthly, with occasional higher costs during resets or moves.
+
+---
+
+Tier 1 (Strongest Alignment):
+- Cebu, Philippines
+- Da Nang, Vietnam
+- Chiang Mai, Thailand
+
+Tier 2 (Strong Alignment):
+- Hanoi, Vietnam
+- Iloilo, Philippines
+- Hua Hin, Thailand
+
+Tier 3 (Good Alignment):
+- Penang, Malaysia
+- Clark, Philippines
+- Nha Trang, Vietnam