diff --git a/personal/moving_on.md b/personal/moving_on.md
index 9348b69..402b726 100644
--- a/personal/moving_on.md
+++ b/personal/moving_on.md
@@ -114,4 +114,45 @@ Strategic Benefits:
 4. Infrastructure Needs
 - Regular access to good healthcare
 - Reliable internet throughout
-- Major airports for connections
\ No newline at end of file
+- Major airports for connections
+
+[Insurance](https://safetywing.com/nomad-insurance)
+
+
+Here's a practical breakdown of how digital nomads typically manage their lifestyle:
+
+Income & Banking Setup:
+1. Financial Structure
+- Multiple bank accounts across different countries/regions
+- International credit cards with no foreign transaction fees
+- Fintech solutions like Wise (formerly TransferWise) for better exchange rates
+- Some maintain a permanent address in their home country for banking/legal purposes
+
+Visa Management:
+- "Visa runs" - leaving and reentering countries to reset tourist visas
+- Common patterns:
+  - 1-3 months per country in Southeast Asia
+  - Using visa-free periods strategically
+  - Often rotating between Thailand, Vietnam, Indonesia, Malaysia
+- Some get longer-term visas in preferred "base" countries
+
+Work Infrastructure:
+1. Tech Setup
+- Reliable laptop with backup drive
+- International SIM card or eSIM solutions (like Airalo)
+- Portable WiFi devices
+- VPN subscriptions
+- Cloud storage for important documents
+
+2. Accommodation Strategy
+- Book places with verified good internet
+- Use platforms like:
+  - Airbnb for monthly discounts
+  - Booking.com for short stays
+  - Facebook expat groups for local deals
+  - Coliving spaces in digital nomad hubs
+
+Health & Insurance:
+- International health insurance (like SafetyWing)
+- Travel insurance
+- Regular health checkups during visits to affordable medical hubs (Bangkok, KL)